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What abt Mt Best fridge?

N

no spam

I think you have got it all wrong. IMHO they are protecting the
companies that know that you need their product unless you want to die
or suffer. Not exactly what a good nanny would allow.

You even paye MORE when you dont have insurance. Crazy.

Sorry, I forgot to turn on my sarcasm warning sign. The government doesn't
want to protect you it wants to control you. The best way to control people
is to control the money. Remember the golden rule? He who has the gold
rules.
 
N

no spam

Geez, $500 for blood work? I'm glad I'm in Canada, its covered under my
It is not that hard to sue, you dont even need to prove who did a
misstake, just that your condition got worse due to lack of or poor
treatment.

But then again, you dont get the same amounts, as it is mostly to
compensate your losses due to lower ability to work. The younger you
are, the more you get.

In the US a 70+ year old woman can spill a hot cup of coffee between her
legs while driving then sue the restaurant and win millions of dollars.
People suing look at it like the lottery and the morons on the jury think
'that could be me with that kind of money'.

One reason a visit to a doc cost so much today is the fact the doc will
order every test he can think of in case he is sued he will have proof he
did everything he could to find out what is wrong. Sad but human nature I
guess, people look at like as easy money that doesn't really cost anyone
anything because it just the big, nasty, money grubbing insurance company
that has to pay.
 
N

no spam

Beacuse we don't have confiscatory taxation like the socialist
I belive i paid about 23% last year.***

If you make $65.000 you have to pay 35% of your last dollar*

If you make more than $110.000 you have to pay 48%(!) of your last
dollar.*

*LAST dollar, not the whole sum. Your tax rate will always be lower
when you look at the whole year as one.

***Including state, comunity(city) and health
not including utiliies like garbage, water, sewer or property tax(only
in cities) - I pay $200, four times a year combined.

As I pointed out you really can't just look at your income tax rate because
there are many 'hidden taxes'. Does an employer have to pay any taxes or
fees for each employee? Here they have to pay FICA, workers comp,
unemployment etc. If so that's money that should be going into your pocket
as wages but is going to the government as taxes.


BTW, I just heard that the identical quadruplets were born to a Canadian
woman today. After she drove 200+ miles to the US because the Canadian
(Calgary?) hospital couldn't 'handle' the births. I think the report said
that the hospital was full.
 
N

no spam

I am armed to the teeth; may God have mercy on the soul of anyone
Crazy...

Guess thats the cost of living in constant fear, since those who have
litle is stomped on all the time, and resolves to crime, witch in turn
makes it a more dangerous place to be.

I have never lived in fear and yet have always had weapons. As a kid we had
a shotgun behind the door and a 38 pistol on top of the frig. In my home
right now there are at least two loaded firearms, one rifle and one handgun.

Before I moved here I kept four loaded. A shotgun, a center fire rifle, a
22 pistol and a 45 pistol. At one time or another I needed three of the
four put into action quickly. If I had needed to unlock them, unlock the
ammo box then load the weapon it would have been costly to me. I would have
either had a couple of very large vet bills (ever seen what a couple of dogs
can do to livestock in a few minutes?) or lost the animals.

In case you are wondering why 4 were needed. Its dang hard to hit a cat
with a rifle or handgun (a cat in a chicken house or pigeon coop does a lot
of damage) therefore a shotgun is the weapon of choice. You don't want to
be trying to hit a dog that is just a few feet from your horse with a
shotgun and a 22 won't put a big dog down quickly and humanely, a centerfire
rifle will. And you really don't want to use either of those on a possum or
rat in the feed and its hard to handle a rifle in tight spaces.

Add it up with a weapons law that makes it possible to buy an assault
weapon the minute you want it - no training required.

You seem ignorant of the US gun laws. Let me try to educate you. To but an
assault weapon you must have a Class III firearms permit (which requires a
background check, allow for federal agents to inspect the weapon and its
storage at any time and other things) and pay a transfer tax (it was $200)
for each assault weapon, and the weapon must have been manufactured AND
taxed before 1986. Oh yeah, you state must not forbid the ownership of
them, if it does you can not buy one.
 
N

no spam

I am armed to the teeth; may God have mercy on the soul of anyone
Glad to hear.

I hope that you bear in mind that many children kill themself,
siblings, friends or parents while playing with guns.
Now imagine beeing that kid(if it survives) or the parent who owns the
gun. Keep ammo and guns seperate, and locked down. It is also
important to remove a vital part, normaly the end piece(?). That way
you have several barriers.

Hopefully you know and follow this. Now the only problem is to educate
those who sleep with a loaded gun under the pillow etc.

The education is the answer but you need to teach the kids. I grew up in an
area where almost every home I went into as a kid most likely had a loaded
firearm, usually a couple, in them. Its not quite that way there today but
I'd be willing bet a majority of the homes still do. And yet none of us
ever got shot nor shot any one else. That's because we knew that firearms
were not toys. We would no more 'play' with a firearm than we would 'play'
with a chainsaw.

My kids were taught see a gun, leave and tell an adult. Also guns were no
more 'exciting' than an hammer. About any time they wanted to see, touch or
use one all they had to do is ask. Its like when the kids friends
discovered we had horses, they'd get all excited and thought it was cool and
wanted to go out and see them and play with them (also not allowed w/o an
adult). For my kids the horses were no big deal, they could play with them
almost any time they wanted.
 
N

no spam

And what percentage of that is paid due to the fact that our legal system
I'm not disagreeing with you but do you have a cite or
link for the above?

Do a google or yahoo search with "doctors leaving Mississippi" and check out
some hits. I think there was/is some help in the works via the government
changing the rules.
 
N

no spam

Laugh all you want but the fact is if it weren't for the screwed up legal
some hospitals leave dying people laying on emergency
room floors

http://www.msnbc.msn.com/id/19207050/

IIRC, that was a legal crisis as well, were not the lady and/or the friend
trying to help her in the country illegally? ( My internet is down now [I'm
doing this offline] so I can't be sure) Reduce the number of illegal going
into the ER, where they MUST be seen, and maybe the ER staff would not be
overwhelmed. Add to that the money spent on law suits, law suit prevention
and lost money on illegal who skipped out on the payments and you probably
could build a new ER in a couple of years.
 
N

no spam

After seeing how quickly a worker would leave for $0.05 more per hour I
have you ever been thrown away tho?

Nope. Walked away from (with a month's notice) from a couple of jobs
though.

I have seen an entire industry pretty much driven out of the US though. Try
to find a pair of shoes, specifically women's dress shoes, made in the US.
It happened for several reasons. I put the main blame on the unions.
There's something wrong when the boss tell a worker, who is being paid by
the piece and losing money every second, that he can not put a belt back on
his machine and will be fired if he tries because he's not a member of the
machinist union and must wait while the paid by the hour machinist shows up
to do it. And that's just one example I saw.

Also in every union shop I have EVER worked at there was an "its us against
them" feeling. The "us" could either be the 'workers' or it could be the
'management. On the other hand in almost every non-union shop I have worked
in there was a "let's get it done, make some money and go home" way of
thinking.

The next reason is the fact that the standard of living in the US out grew
that type of work. Who in the US wants to spend 8 hrs a day 5 days a week
50 weeks a year taking two insoles off one stack, put them in a machine,
press two buttons, remove them, place them in a different stack and then
repeat? I don't and I don't want my kids doing it either.

Third is the fact the industry would not automate. For that I blame the
companies (oh. . .that cost money) and the unions (no way, that will reduce
the number of union members).

As I have pointed out I have seem many workers leave jobs (with no notice,
just stop showing up) to go to work for few bucks a week more.
 
no spam said:
Third is the fact the industry would not automate.

so what in your mind would be a good field to get into
in the US now days?

If one doesn't want to make shoe soles and all that

serious question

where is the viability and money at? and where will it
be ten years from now?
 
N

no spam

cool!!

concrete dome!!

Yep. The one we are looking at comes, from FL, as a kit. The panels have
concrete on one side, fiberglass backed wallboard (fire and mold resistant)
on the other with fire resistant high R value insulating foam in between.
The interior walls will have metal studs and joists with the same fiberglass
wallboard. I'm thinking of having textured concrete floors but may go with
ceramic. The plan is to take almost everything that will burn, rot or be
eaten by bugs out of the house. The wife and I are having a small
disagreement on installing a fire suppression, i.e. sprinkler, system.

I'd like to build my out buildings to the same standard but economics will
probably not let me. They will probably just be steel buildings with as
high of a wind rating as I can afford.

It will also be set up to be almost totally self supporting so after a major
storm I won't be dependent on anyone supply me with anything.
 
N

no spam

Third is the fact the industry would not automate.
so what in your mind would be a good field to get into
in the US now days?

If one doesn't want to make shoe soles and all that

serious question

where is the viability and money at? and where will it
be ten years from now?

Depends on your abilities and drive.

If you are good with your brain; computer repair and on site service will
continue to grow.

If you are better with your hands than your brains most of the skilled
trades are almost always looking for people. I've never met a good plumber
who wasn't making a good living. Can be nasty work but good pay.

Things to remember:

You'll never have much money if you spend your time making money for someone
else, start your own business.

Find something you like and try to make money from it.

Look around and see what people want and supply it. It might be some
'thing' you make and sell or it could be a service you provide.

It takes money to make money and you may have to work a crappy job, live in
a run down house and drive a POS car for a while to save enough money to
make money.

More education equals more money but education doesn't always come from a
school or books.
 
B

Balanced View

no said:
And what percentage of that is paid due to the fact that our legal system
allows people to sue for millions of dollars at the drop of a hat? Doctors
are FLEEING Mississippi because of law suits and the huge pay outs juries
are awarding. Now is that a health care crisis or a legal system crisis?

Women in some areas are having problems finding an obgyn because doctors are
getting out of the practice because of law suits. In some places the
problem nearing 'dangerous' levels where there are not enough docs to treat
the number of women. Now is that a health care crisis or a legal system
crisis?

Some hospitals are shutting down ER's and burn units because of the cost of
law suits. Is that a health care crisis or a legal system crisis?

Laugh all you want but the fact is if it weren't for the screwed up legal
system there would probably not be a 'health care crisis'.
Try thinking outside the box for second and ask yourself this question,
"could it be Doctors are being sued because
they are being kept from providing the treatment that should be given by
the health insurance companies"
 
V

Vaughn Simon

no spam said:
I live in southern coastal GA so hurricanes are a worry for me as well that's
why when I build my new home it is going to be hurricane and fire proof
(concrete dome) and have no insurance other then anti-lawyer (liability)
insurance.

The only way that you can do that is if you don't have a mortgage. That is
the basic problem with the homeowner's insurance market (and for a change, it is
not caused by the government). Because homeowner's insurance is mandatory for
most, a truly free market for it does not exist, and the normal rules of supply
& demand do not apply. The only reason I have the freedom to "opt out" and
thumb my nose and the insurance industry, is that the wife and I are among the
lucky few who truly own our own home.

Vaughn
 
B

Balanced View

no said:
I can't remember my adjusted gross income but as I posted the last time I
checked TurboTax said I was paying 2% of my gross income in federal income
tax.




Neither am I. As of 13 AUG 07 I had paid $1040 to cover my family,
including dental.

Sounds like you don't have much coverage, even the average worker with
full coverage through their employer
pays on average $3000.00
Hum. . .down here it would be said that you were not paying your fair share
of the tax burden.

I pay what the tax law says I must. In a way they are using my money all
year and then pay it back without interest ;~)
Do you have any other federal tax? Here we have FICA (social security),
medicare and plus the fact that an employer must pay the same amount into
FICA as the employee as well as paying into other government required
'plans'. IOW, wages are 'taxed' even before they are paid to the workers.
The rule of thumb was that each worker cost you about 150-175% of what you
paid them BEFORE taxes. That's why its better to pay two workers time and a
half for over time than hire a third worker.
Social security comes out of your paycheck, and it's based on your
income level @ 4.5%. All health care
is covered under general tax revenue.
 
B

Balanced View

Jim said:
My family has a typical IQ range in the 160-ish area. We do things you
don't even know exist.
Sounds like crap to me, less than 1/10 of 1% of the population have
IQ's in that range.
 
T

Trygve Lillefosse

Sorry, I forgot to turn on my sarcasm warning sign. The government doesn't
want to protect you it wants to control you. The best way to control people
is to control the money. Remember the golden rule? He who has the gold
rules.

Ok.:)

I read it as if the goverment was trying to protect you, and had
failed, but still with good intentions.:)
 
T

Trygve Lillefosse

Yep. The one we are looking at comes, from FL, as a kit. The panels have
concrete on one side, fiberglass backed wallboard (fire and mold resistant)

I have been thinking of a possible house design, after spending some
time at a small iland with a lot of weather. Fortunately there are no
mountains there, meaning the houses can withstand higher wind than
normal, as the wind is even and with less variation during bad
weather.

Anyway, the idea was to have a dome shaped concrete wall against the
direction with most wind and most severe winds (north). at the south
end there would be a closed wintergarden/conservatory with a foldback
glass roof or just a small enclosed garden.

Now, if you wanted to be sure no matter what, you could extend the
domeshape into the building, and make a small areal "whatewer"
resistant, while the rest of the house is like a normal house. If
there is a hyrrycane on its way, you just retreat to your "panic area"
and hope that the rest of the house will survive aswell.
 
T

Trygve Lillefosse

some hospitals leave dying people laying on emergency
room floors

http://www.msnbc.msn.com/id/19207050/

IIRC, that was a legal crisis as well, were not the lady and/or the friend
trying to help her in the country illegally? ( My internet is down now [I'm
doing this offline] so I can't be sure) Reduce the number of illegal going
into the ER, where they MUST be seen, and maybe the ER staff would not be
overwhelmed. Add to that the money spent on law suits, law suit prevention
and lost money on illegal who skipped out on the payments and you probably
could build a new ER in a couple of years.

No matter weather they are rich, poor, young, old, wrong colour,
tourist, illegal immigrants, criminals etc. etc. They should be given
proper care in an emergenzy situation.
 
T

Trygve Lillefosse

In the US a 70+ year old woman can spill a hot cup of coffee between her
legs while driving then sue the restaurant and win millions of dollars.
People suing look at it like the lottery and the morons on the jury think
'that could be me with that kind of money'.

Over here, you cannot sue if you are acting against common sense, or
if is a common accident that accidentaly happened at a specific site.

Say, falling in the stairs where the stairs are like any other stair.
(If there were ice or water due to negligence, or slippery due to
wrong materials/constructions, you may have a case.)
 
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