IGBT's don't have an Rds. They have a saturation Vce.
Here is an IGBT datasheet (I just googled for IGBT datasheet and took the first hit)
On the third page there's a graph of the saturation characteristics. There are several lines, each showing the characteristics for a different gate voltage.
This is a 1A device, so we go across at 1A and we find that for pretty much ang gate voltage higher than 5V, the voltage drop is 2.5V.
So this device will dissipate about 2.5W at 1A.
You don't say what your possible IGBT's are, but you'll find that some voltage drop between 2V and 4V is not unusual.
This might sound a lot, but the dissipation is linear with current. In a mosfet is it related to the square of the current. That's why you do see IGBT's in very high current applications.
Imagine a current of 200A. Across 4V, this is 800W. If you wanted to use a mosfet, you would require one with a channel resistance of 20 milliohms or less or it would dissipate more power.
If you think that's a bit fanciful,
here is a datasheet for a 1700V 2400A IGBT. It drops 2.6V at 2400A (that's 6240W dissipated). Imagine trying to find a 1700V mosfet with a channel resistance of 1 milliohm or less?
At any current though, you will need to do the math for both and compare. (I^2R for the mosfet and IV for the IGBT).
Note that switching losses may need to be calculated for both as well since a difference in switching speed could easily swing the equation the other way.