John Devereux suggested...
It depends on the application - for me it often ends up being a
resistive divider with bypass cap. ....
in fact often you
can use the 2.5V reference of an ADC or microcontroller
I would advise against this latter idea as they act like simple linear
voltage regulators. Thus they can source current and pull UP to 2.5V,
but in a micropower circuit, cannot SINK current if RFI pumps energy in
and raises their output above 2.5V. So, unless there is a significant
load (say 2mA) on their output, mobile phones and suchlike in the
vicinity make your readings go awry.
In micropower / cost sensitive circuits, I've found that an
op-amp-buffered resistive divider with two 100k resistors provides a
much stabler ref rail than the 1.5V or 2.5V ref from a microcontroller,
when there's RFI around.