Your three circuits don't really make sense because no voltage appears across a piece of wire (well, a perfect piece of wire with zero resistance, anyway), so (neglecting the very small resistances of the wire), putting two pieces of wire in parallel, or putting a resistor in parallel with a piece of wire, doesn't have any effect.
In your top left circuit, the two open points marked with question marks are actually at the same voltage. The voltage and the resistor determine the current that flows in the whole loop.
In the top right circuit, your 5 ohm resistor is in parallel with a piece of wire, so it has no effect. The current will be 1.5V / 10 ohms = 150 mA.
That's the current through the battery, and through the 10 ohm resistor.
With the circuit as shown, in the real world, some of that current will flow through the wire at the top, and some will flow through the 5 ohm resistor via the wire that's connected across the open switch.
The 150 mA will be split according to the relative resistances of the two paths. Almost all of it will flow through the wire, and a tiny bit will flow through the resistor.
Assuming that the wire across the top has a resistance of, say, 0.01 ohms, you can calculate the overall resistance of the parallel combination of a 0.01 ohm piece of wire and a 5 ohm resistor using the parallel resistor formula:
1/Rtot = 1/R1 + 1/R2 ...
R1 = 0.01
R2 = 5
so Rtot = 0.00998 ohms.
Almost exactly 0.01 ohms, the resistance of the wire across the top. Putting a 5 ohm resistor in parallel with that piece of wire has only changed the resistance by a tiny amount.
Now if you want to calculate the current through each path, you start with the voltage across the parallel combination, which can be calculated using Ohm's Law. We know the total current is 150 mA, and the resistance is 0.00998 ohms, so the voltage will be V = I R = 1.497 mV.
This voltage causes a current flow in each leg of the parallel combination. For the wire, this is:
I = V / R = 0.001497 / 0.01
= 149.7 mA
For the resistor, this is:
I = V / R = 0.001497 / 5
= 0.3 mA
Those two currents, 149.7 and 0.3 mA, add up to the 150 mA in the rest of the circuit.
Here I've neglected the resistance of the wire in series with the 5 ohm resistor, because it is relatively tiny. I've also neglected the fact that the tiny voltage drop across the wire and the paralleled resistor will increase the total circuit resistance slightly, so the total current will be slightly less than 150 mA.
The current flow in the 5 ohm resistor is negligible in comparison with the current flow in the wire across the top; the point of going through these calculations is to show how insignificant it is, in a way you can comprehend step-by-step.
So connecting a resistor in parallel with a piece of wire does very little to change the resistance of the piece of wire, or to bypass any of the current that would flow through that wire. It's only when you put two resistors with significant resistance in parallel that you need to do any calculations.
In your circuit at bottom left, the battery and resistor current will again be 150 mA, and the current in the top part of the circuit will be split between the wire across the top, and the wire in the middle (the wire that bypasses the switch, and the wire from there to the right side).
As in the second circuit, the current will split according to the relative resistances of the two paths. Assuming they're both made with the same wire and the same length, the current will split evenly. But this is all a bit academic really.
I find a good way to understand voltage, current, resistance, and resistances in series and parallel is my "DTS model". DTS stands for the three quantities:
D: Distance (corresponds to voltage)
T: Tension (corresponds to current)
S: Stretchiness (of a spring) (corresponds to resistance).
A resistor is modelled as a tension spring (or a piece of elastic). "Stretchiness" means the ease with which the spring can be stretched. So a weak spring, made with thin wire, has a high stretchiness, so it's a high resistance; a strong spring made with thick wire has a low stretchiness and low resistance.
If you stretch a spring out to 1.5 feet in length (or use your favourite unit of distance), you are applying 1.5 volts across it, and the tension (force) can be calculated using the equivalent of Ohm's Law:
I = V / R becomes
T = D / S (tension = distance / stretchiness).
Connecting two resistors in series (a voltage divider) is equivalent to hooking two springs together at one point. You're left with the two unattached ends. If you stretch them to a certain distance (apply a voltage across the series combination), each spring will stretch (voltage will appear across it) in proportion to the stretchiness (resistance) of the spring (resistor). The sum of the distances (voltages) across the two springs (resistors) will be equal to the total distance (applied voltage).
Connecting two resistors in parallel is equivalent to hooking two springs together at both ends and stretching them together to a certain distance. Both springs (resistors) have the full distance (applied voltage) across them, but the tension (current) in each spring (resistor) is inversely proportional to its stretchiness (resistance).
The parallel combination of two or more springs is equivalent to a single spring with less stretchiness (resistance) than any of the component springs; the formula, unsurprisingly, is:
1 / total_stretchiness = 1 / spring_1_stretchiness + 1 / spring_2_stretchiness ...
This DTS model is my own idea - at least, I've never seen it anywhere else. It is NOT compatible with the "current as a flow" analogy, nor with any other analogies that might exist!
I hope this helps. Please let me know what you think.
Edit: This is not a perfect explanation of the DTS model. A resistor with no current through it has no voltage across it, whereas a spring that's not being stretched still has a base length, which needs to be ignored. The extension beyond the base length of the spring, and not the total distance, is equivalent to voltage.